Tuesday, July 7, 2020
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How To Travel The World For Free: Credit Cards 101

Right here’s find out how to journey the world without cost, in simply the time it takes to observe this video – by utilizing the facility of bank cards. Take pleasure in! Add me on Instagram: GPStephan

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Merch: http://www.GrahamStephanStore.com/

My ENTIRE Digital camera and Recording Tools:

That is the key to touring the world without cost: CREDIT CARD CHURNING
Bank cards will provide unbelievable bonuses JUST for signing up for his or her bank card. Individuals who perceive the artwork of how the system works, can use this to their benefit by signing up for mentioned bank card, assembly the minimal necessities to get the bonus…then GET the bonus, redeem that for every type of free journey, after which transfer on to the subsequent card and repeat the method once more. That’s how I’ve been touring anyplace I’ve wished to go, solely without cost.

Now in the case of doing this, there are some VERY vital guidelines that should all the time be adopted with a view to observe this efficiently, that is what they’re:

First, NEVER spend ANY cash you wouldn’t ordinarily spend.
The right considering is: I’m going to place my regular, on daily basis spending on this bank card till I attain the requirement…then I’m going to get the bonus, for cash I used to be going to be spending, anyway.

Second, by no means pay any bank card curiosity.
For nearly EVERY bank card on the market price getting, you might be ONLY charged curiosity in case you don’t repay your steadiness off IN FULL by the point it’s due. So ALL that you must do is NOT spend cash you don’t have already got, after which repay your bank card in full…then you definitely pay ZERO curiosity.

Third, DO NOT DO THIS in case you’re about to get a mortgage on a home, or a automotive.
It’s because there IS a really delicate affect in your credit score rating every time you apply for a bank card. Anticipate that opening up a bank card would possibly decrease your rating anyplace from 3-10 factors quickly. That is no huge deal for somebody dropping from a 730 to a 724, or for somebody who isn’t planning to get a mortgage or a automotive mortgage within the subsequent 8-12 months – it isn’t going to make any distinction to you.

Fourth, canceling the cardboard:
And my reply is all the time this: it actually depends upon the cardboard. If the cardboard does NOT have an annual charge, I’ll ALWAYS preserve it – it doesn’t matter what. There’s zero draw back to maintaining it open, so you could as nicely simply get pleasure from it as an additional bank card, even in case you not often ever use it. And on the playing cards that DO have charges – it actually simply relies upon if I get worth from the cardboard or not. Should you’re not going to get the worth for the cardboard after the primary 12 months, and it has an annual charge, shut it. If you’re going to get worth from the cardboard and discover it price it, then preserve it open.

As a result of these provides change steadily, in case you’re watching this video after June 2019…I’d advocate testing the next sources which listing the BEST provides every month, and preserve a present up-to-date listing:

Along with that, you’ve got two Youtube channels I watch on a regular basis:
Ask Sebby: https://www.youtube.com/channel/UC2cC48A261pBVKztLyzOAnA
The Credit score Shifu: https://www.youtube.com/channel/UCEVXhsR6e3D522BHQj9MlLg

The American Specific Gold Card 40okay or 50okay Level Supply:

American Express Gold Card 50k Referral offer (Updated 05/19/20)

The Chase Sapphire Most popular bank card:

The Chase Ink Most popular Enterprise (THIS ONE IS MY REFERRAL LINK):
Should you don’t need to use my hyperlink, right here’s the chase hyperlink straight:

The AMEX Hilton Honors:

American Express Hilton Ascend 125,000 Point No Lifetime Language Offer

In order you’ll be able to see…these free rewards REALLY begin including up fast. Begin small, get one bank card bonus at a time – slowly scale up as you get extra comfy with it, and fairly quickly you’ll be touring around the globe, getting free motels, and smashing that like button in each nation!

For enterprise or one-on-one actual property investing/actual property agent consulting inquiries, you’ll be able to attain me at GrahamStephanBusiness@gmail.com



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